NCD
What Is Non-Convertible Debentures
Non-Convertible Debentures (NCDs) are a type of long-term financial instrument issued by companies to raise capital. Unlike convertible debentures, NCDs cannot be converted into equity shares of the company. They offer a fixed interest rate and are typically considered a safer investment than stocks, but they carry higher risk than bank deposits.
| Duration | Taxation | Inv. Amt. Sept 2023# | Maturity Amt | ISIN | Maturity Date | Interest Payout | IRR |
|---|---|---|---|---|---|---|---|
| 35 Months | 10% LTCG | 100,900 | 133,100 | INE836K07072 | 28th July 23 | On Maturity | ~10% |
| 43 Months | 10% LTCG | 100,950 | 144,670 | INE836K07056 | 8th April 27 | On Maturity | ~10.50% |
| 35 Months | MMR | 100,900 | 100,000 | INE836K07049 | 28th July 23 | Annually | ~10% |
| 43 Months | MMR | 100,950 | 100,000 | INE836K07064 | 9th April 27 | Annually | ~10.50% |
Exploring the Benefits of Non-Convertible Debentures
In the realm of financial instruments, non-convertible debentures (NCDs) have gained prominence as a stable and lucrative investment option. In this article, we, as seasoned financial experts, will delve into the world of NCDs, exploring their intricacies and advantages. By the end of this comprehensive guide, you’ll have a profound understanding of NCDs, enabling you to make informed investment decisions.
What Are Non-Convertible Debentures?
Non-Convertible Debentures, often referred to as NCDs, are fixed-income instruments issued by corporations to raise capital. Unlike convertible debentures, NCDs cannot be converted into equity shares of the issuing company. Instead, they offer investors regular interest payments (coupon rate) and return the principal amount upon maturity.
Why Choose Non-Convertible Debentures?
1. Stability and Predictability
NCDs are renowned for their stability, making them an attractive option for risk-averse investors. The fixed interest payments provide a predictable income stream, reducing investment volatility.
2. Attractive Returns
Investors seeking better returns than traditional fixed deposits often turn to NCDs. The coupon rates offered by NCDs are generally higher than those of bank fixed deposits, making them an appealing choice for income generation.
3. Diversification
Diversifying your investment portfolio is a key strategy for managing risk. NCDs offer a way to diversify beyond equities and mutual funds, adding stability to your overall investments.
4. Tenure Options
NCDs come with various tenures, allowing investors to choose the investment horizon that aligns with their financial goals. Whether you prefer short-term or long-term investments, NCDs can cater to your needs.
Assured Finserv: Your Gateway to Success
with Non-Convertible Debentures (NCDs)
Non-Convertible Debentures (NCDs) have emerged as a popular investment choice for those seeking stability and consistent returns. At Assured Finserv, we are committed to helping you harness the full potential of NCDs and achieve your financial goals. Here’s how we make NCD investing a breeze:
Expert Guidance
Navigating the world of NCDs can be complex, but with Assured Finserv, you have a dedicated team of financial experts by your side. Our seasoned professionals possess an in-depth understanding of the NCD market and can provide you with expert guidance at every step of the way.
Tailored Solutions
We understand that your financial objectives are unique, and that’s why we don’t believe in a one-size-fits-all approach. At Assured Finserv, we take the time to comprehend your financial needs and customize NCD investment solutions that align perfectly with your goals, risk tolerance, and investment horizon.
Access to the Best
Through our extensive network and partnerships with India’s top finance service providers, we offer you access to a diverse range of NCD options. These partnerships ensure that you have the best NCD choices available in the market, each carefully vetted for quality and reliability.
Risk Mitigation
Investing always carries a degree of risk, and NCDs are no exception. However, with Assured Finserv, you can rest easy knowing that we prioritize risk management in our NCD strategies. Our goal is to help you mitigate risk effectively while maximizing returns.
Comprehensive Services
Beyond NCDs, Assured Finserv offers a wide spectrum of financial services, including investment opportunities, insurance solutions, retirement planning, and tax optimization. This comprehensive approach ensures that your entire financial portfolio is in capable hands.
Your Financial Partner
At Assured Finserv, we are more than just financial advisors – we are your financial partners. We are committed to helping you achieve financial success, and NCDs are just one of the many tools we use to make that happen.
In conclusion, if you’re considering investing in Non-Convertible Debentures and want to do so with confidence and expertise, Assured Finserv is here to guide you. Let us help you harness the potential of NCDs and take your financial journey to new heights. Your success is our priority, and we’re here to make it a reality.
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