.

WhatsApp Now

+91 8100361567

Corporate FD

  1. Home
  2. Services
  3. Corporate FD

Corporate FD

Corporate Fixed Deposit

A Corporate Fixed Deposit (FD) is a type of investment where individuals or institutions deposit money with a company for a fixed tenure at an agreed interest rate. These deposits offer higher interest rates compared to bank FDs but come with more risk, as they depend on the company’s financial stability. Corporate FDs typically have flexible tenures, ranging from a few months to several years, and provide regular interest payouts or a lump sum at maturity. They are a popular option for investors seeking higher returns, though they should assess the company’s credit rating before investing.

Focused FD Companies

Company Ratings12 Months24 Months36 Months48 Months60 Months
Shriram Transport FDCRISIL : AAA
ICRA : AA+		8.05%8.25%_8.50%
M & M Finance FDCRISIL :AAA7.40%7.75%8.05%8.05%8.05%
Bajaj Finance LtdCRISIL : AAA
ICRA : AAA		7.40%7.55%8.05%8.05%
Capital Gain Bonds (54EC)
• Available Issuers: PFC, REC, IRFC
• Tenure : 5 Years
• Coupon : 5.25%
RBI Floating Rate Saving Bond 2020 (Taxable)
• Tenure : 7 Years
• Min Investment : Rs. 1,000/-
• Coupon : 8.05%

*Check Interest Rates from your RM if any rates changed during the week

Contact Us &

Start Investing with Assured Finmart

Book A Call Now

Assured Finserv

Invest in Corporate Fixed Deposit With Us.

  • - Fixed Regular Income
  • - High Interest Rates
  • - Flexible Tenure Options
WhatsApp Now: 98304 44484

WHAT ARE CORPORATE FIXED DEPOSITS?

Corporate Fixed Deposits (FDs), also known as Non-Banking Financial Company (NBFC) Fixed Deposits, are investment instruments offered by non-banking financial companies or corporations. These FDs operate similarly to traditional bank fixed deposits but are issued by private companies. When you invest in a corporate FD, you are essentially lending money to the company for a specified period at a predetermined interest rate.

Here are some reasons why investors might consider investing in corporate fixed deposits:

Higher Interest Rates:

Corporate FDs often offer higher interest rates compared to traditional bank FDs. This can make them an attractive option for investors looking to earn more from their fixed investments.

Diversification:

Including corporate FDs in your investment portfolio can provide diversification. Diversifying across different asset classes, such as stocks, bonds, and FDs, can help reduce overall risk.

Regular Income:

Corporate FDs offer periodic interest payments, which can provide a regular source of income. This can be particularly beneficial for retirees or individuals looking for consistent earnings.

Tenure Options:

Corporate FDs come with various tenure options, ranging from a few months to a few years. This flexibility allows investors to align their investments with their financial goals and liquidity needs.

Credit Ratings:

Many companies that offer corporate FDs have credit ratings assigned by credit rating agencies. These ratings can provide insight into the company's financial stability and the risk associated with the FD.

Stable Companies:

Investing in FDs of established and reputable corporations can offer a level of security. Companies with a strong financial track record are more likely to honor their FD commitments.

Easy Application:

The application process for investing in corporate FDs is generally straightforward. Investors can apply online or through physical forms, making it convenient to invest.

No Market Volatility:

Unlike investments in the stock market or mutual funds, where values can fluctuate widely, corporate FDs offer fixed returns regardless of market conditions.

Liquidity Options:

While corporate FDs are fixed-term investments, many companies offer premature withdrawal options with some penalty. This can provide a degree of liquidity in case of emergencies.

Tax Benefits:

Depending on the type of FD and your country's tax regulations, certain corporate FDs may offer tax benefits, especially if they fall under tax-saving schemes.
Banking system

Deposit

Type of deposit Fixed depositRecurring deposit * Select a type
Principal Amt. * required
No. of Years * required
Interest * required
Compounding freq. * required
Maturity Amt. Rs.
  

Unlock financial opportunities.

Empowering your financial decisions. Contact us today for expert guidance

Book A Meeting
Assured Finmart
Open chat
1
Scan the code
Hello 👋
Can we help you?